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February 26, 2010
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our South Dakota Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
1 Out Of Every 5 People Are Involved In An Alcohol-Related Car Accident
Studies show that 1 out of every 5 people are involved in an alcohol-related car accident at some time in their lives. Motor vehicle accident injuries have occurred most often on a Saturday; Sunday is ranked in second.

 


  Newsroom  
 


The Respondent Was Suspended
In September 1998, a client retained the respondent on a contingent fee basis to represent him in a claim against his own automobile insurance...
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67 Named In Largest Automobile Accident Fraud Ring Ever Charged In New York
Superintendent Gregory V. Serio, along with Alan Vinegard, United States Attorney for the Eastern District of New York, Barry W. Mawn, Assistant Di...
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Risked The Life Of A State Employee
Just after noon on Thursday (August 12), Washington State Department of Transportation  Maintenance Technician 2 Guy Copeland was busy mowing ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Deductible

Definition:
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Total Loss

Definition:
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

Salvage

Definition:
Property taken over by an insurer to reduce its loss.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

South Dakota Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an South Dakota Car Accident Lawyers as soon as possible:

  • Aberdeen
  • Brookings
  • Huron
  • Mitchell
  • Pierre
  • Rapid City
  • Sioux Falls
  • Spearfish
  • Vermillion
  • Watertown
  • Yankton
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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